Most people let their finances run on autopilot (not in a good way). Bills pile up, expenses creep, investments sit idle. I’m sweating just thinking about it.

Wouldn’t it be amazing if robots could just do this garbage for us? OH WOW WELCOME TO THE FUTURE.

The new wave of AI-powered personal finance tools is here. They track, analyze, recommend, and even take action for you. Think of them as your personal financial assistant on steroids - jacked and cool.

Here’s your step-by-step tactical guide to integrating AI into your personal finances today:

1️⃣ Automatically track & sort your spending

Tool: Copilot (iOS) or Monarch Money (Web/iOS)

What they do: AI-powered personal finance apps that automatically track, categorize, and visualize your spending, income, and net worth in real time to help you manage your money better.

1. Download Copilot or Monarch.

2. Securely connect your bank, credit cards, and investment accounts.

3. AI instantly categorizes your spending (groceries, travel, dining, etc.) and flags unusual activity.

4. Set budgets per category and get predictive alerts before you overspend.

👉 Why this works: You can’t fix what you can’t see. These tools give you a real-time dashboard of your money.

2️⃣ Find & eliminate hidden fees

Tool: Trim

1. Connect your bank and credit card accounts.

2. Trim scans for recurring fees, overdraft charges, and unnecessary subscriptions.

3. Automatically detects and assists in canceling unwanted subscriptions, and can negotiate bills on your behalf to lower costs.

👉 Why this works: Most people unknowingly lose hundreds per year to “silent” fees. Trim fights for you.

3️⃣ Simplify and automate investing

Tools: Composer or Kavout

Do you want to know which stocks or cryptos to buy? Use Kavout - an AI stock-picking engine that ranks stocks based on predictive analytics and alternative data.

Do you want to build automated stock trading strategies? Check out Composer - AI suggests and optimizes strategies by testing them through historical scenarios.

Bottom line:

You don’t need to become a financial expert to get your money working harder. These tools integrate directly into your financial life, automate what you don’t have time for, and quietly build wealth in the background.

Make robots do stuff you don’t want to do.

Start with just one. You’ll feel the momentum almost immediately.

THANKS MR/MRS ROBOT!