You know that song by Megan Thee Stallion and Cardi B where they talk about the difficulties of home ownership? It’s the one that goes:
“There’s some chores in this house. There’s some chores in this house” Repeating.
Chores aren’t the only problem with buying a home. The other problems are (unsurprisingly) the amount of money it costs and the complex process of buying it.
The average first-time homebuyer in the U.S. now takes 7 years to save for their down payment. Even more concerning, 83% underestimate their total upfront costs by at least $15,000.
Many people get blindsided by things like:
Closing costs (typically 2–5% of the purchase price)
Inspection fees, appraisals, legal fees
Immediate repairs (the water heater never lasts until year 2)
Moving costs and furniture
Ongoing property taxes and insurance
It all adds up fast, and if you’re not prepared, it can turn the dream of homeownership into financial stress.

Goals.
But here’s the thing: homeownership is still one of the most powerful wealth-building moves you can make. The median U.S. homeowner has 40x the net worth of the median renter.
Is that correlation or causation? Beats me.
HOWEVER, I built something to make planning for your first home purchase WAY easier.
The Complete First-Time Homebuyer’s Guide
It doesn’t just tell you to “save for a down payment.” It walks you through the full picture with tools, calculators, and step-by-step guidance.

Here’s what’s inside:
✅ The real 28/36 rule (with a built-in calculator for your numbers)
✅ A full breakdown of every single cost from offer to move-in
✅ Loan comparison guide (FHA vs. Conventional vs. VA vs. USDA)
✅ A 9-step buying process with timeline and your legal rights
✅ Regional considerations (what matters in your state)
✅ The 6 costly mistakes first-time buyers make (and how to avoid them)
Download the free guide here!
Ready to turn your home dreams into a plan?
Owning a home is a huge responsibility, Megan Thee Stallion and Cardi B knew that (clearly). But that doesn’t mean that buying one should be a huge mystery.
So if buying a house is one of your big goals, do yourself a big favor and try out these tools!
I’m rooting for you.
